The People’s Bank Of China (PBOC) 2.0 EDEP is a national standard in China, and is very similar to EMV 2000. ACOS10 received the PBOC2.0 certification after passing a series of stringent tests including electrical, mechanical, reliability, and secure command and transaction testing.

ACOS10 EDEP is propelled by the ACOS10 card operating system, which is compliant with ISO 7816 parts 1-4 and allows users to write multiple applications in one card. As such, ACOS10 Combi card is the best choice for providing a very flexible and cost-effective payment solution to developers, and a convenient platform to end users.

ACOS10 is applicable for various transactions such as:

  • Credit and Debit
  • Purchase
  • Cash withdrawal
  • Balance inquiry
  • Transaction log review

Besides, security provided by ACOS10 Combi can further be enhanced by using the ACOS6-SAM card that enables key storage, cryptogram calculation and key diversification.


  • Available in the following interface:
    • Combi Card Interface
    • Contactless Interface
  • Full 8 KB of EEPROM for application data
  • Compliance with:
    • Contact: ISO 7816 Parts 1, 2, 3, 4
      • Supports T=0 Protocol  and ISO 7816 Part 4 File Structures namely: Transparent, Linear fixed, Linear Variable, Cyclic
    • Contactless: ISO 14443 Parts 1, 2, 3, 4
      • Supports T=CL protocol and fully compatible with ISO 14443 A
  • High-speed transmission rate:
    • Contact: from 9.6 to 223.2 kbps
    • Contactless:  from 106 to 848 kbps
  • Supports DES/3DES
  • Supports hardware-based random number generator compliant to FIPS140-2
  • Supports Secure Messaging function ensuring data transfers are confidential and authenticated
  • Supports multi-level secured access hierarchy
  • Supports Anti-tearing function
  • Supports PBOC 2.0 e-Deposit and e-Purse payment applications